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Affordable Medical Insurance for You and Your Family

Compare health plans from Kenya's leading insurers and get the right cover at the right price. Inpatient, outpatient, maternity, dental, and corporate options available.

Our Trusted Insurance Partners

Britam Jubilee APA CIC ICEA Lion Old Mutual Definite Assurance Kenindia Insurance AMACO Insurance AAR Insurance Kenya Kenya Orient Insurance Monarch Insurance Britam Jubilee APA CIC ICEA Lion Old Mutual Definite Assurance Kenindia Insurance AMACO Insurance AAR Insurance Kenya Kenya Orient Insurance Monarch Insurance

Individual Medical Insurance

Our individual health plans are designed to provide you with comprehensive medical cover, ensuring you have access to quality healthcare when you need it most. Whether you're self‑employed or simply want personal cover, we have a plan for you.

  • Inpatient cover for hospitalization, surgery, and nursing care
  • Outpatient consultations, diagnostics, and prescribed medication
  • Maternity cover (waiting period may apply)
  • Dental and optical benefits (optional)
  • Emergency ambulance and evacuation services
  • Access to a wide network of hospitals and clinics across Kenya
  • Annual health check‑ups and wellness programs
  • Chronic disease management
  • Flexible payment plans – monthly, quarterly, or annually
  • Inpatient Services – Hospital accommodation, ICU, theatre fees
  • Outpatient Services – Doctor visits, lab tests, X‑rays, physiotherapy
  • Maternity – Normal delivery, C‑section, prenatal and postnatal care
  • Dental – Extractions, fillings, root canals
  • Optical – Eye tests, lenses, frames
  • Emergency – Ambulance and air evacuation
  • Chronic Conditions – Diabetes, hypertension, asthma management

Family Medical Insurance

Protect your entire family under one affordable plan. Our family health insurance covers your spouse and children, giving you peace of mind that they'll receive the best medical care without financial strain.

  • Covers you, your spouse, and up to 4 children
  • Maternity benefits for your spouse
  • Newborn care and immunizations
  • School health programs and annual check‑ups for children
  • Inpatient and outpatient cover for every family member
  • Dental and optical add‑ons available
  • Family‑wide deductible options to reduce premiums
  • Full family cover – Main member + spouse + children
  • Inpatient & outpatient – Same benefits as individual plan for all
  • Maternity & newborn – Delivery, postnatal, and baby vaccines
  • School health – Annual check‑ups, minor treatments
  • Chronic disease management – Family history conditions covered

Corporate / Group Medical Insurance

Give your employees access to quality healthcare. Our corporate medical plans are designed for businesses, NGOs, and institutions, helping you attract and retain talent while ensuring a healthy workforce.

  • Customizable plans based on company size and budget
  • Inpatient, outpatient, maternity, and dental options
  • Wellness programs and preventive care
  • International cover for executives
  • Employee assistance programs (counseling, mental health support)
  • Online portal for HR to manage members
  • Group discounts and tax benefits
  • All employees – inclusive of dependants if required
  • Inpatient & outpatient – extensive hospital network
  • International cover – for travelling staff
  • Wellness & mental health – workshops, counseling
  • Reporting – utilization reports for HR planning

Request a Callback

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Why Choose Jaybi for Medical Insurance

We compare policies from 12+ leading insurers to find you the best health cover at the best price.

Compare 12+ Insurers

Access quotes from Kenya's top health insurance companies in one place.

Claims Assistance

We handle the paperwork and follow‑up with hospitals and insurers for you.

Affordable Premiums

Competitive rates without compromising on the quality of care.

Quick Policy Issuance

Most policies are processed and activated within 24 hours.

Frequently Asked Questions

Everything you need to know about medical insurance.

Medical insurance is not legally mandatory for individuals, but it is highly recommended. However, employers are required to provide work injury benefits cover (WIBA). Having a personal health plan ensures you access quality care without financial hardship.

Inpatient cover pays for hospital stays, surgery, and nursing care. Outpatient cover includes doctor consultations, diagnostic tests, and medication without hospitalization. Many plans include both.

Most plans have a waiting period for pre‑existing conditions. After the specified period (usually 6–12 months), these conditions may be covered. Our advisors will explain the exact terms of each insurer.

Most family plans cover the policyholder, spouse, and children. Some insurers allow extended family members (parents) for an additional premium. We'll help you find a plan that meets your needs.

Contact us immediately before or after seeking treatment. We'll guide you on the required documents and the nearest approved hospital. Most claims are settled within 7‑14 days.

Yes, many of our partner insurers allow monthly, quarterly, or semi‑annual payments. Ask your advisor for flexible options.

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