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Life Insurance – Secure Your Family's Future

Education plans, savings & investment, retirement benefits, and comprehensive life cover from Kenya's leading insurers. Get a tailored plan today.

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Our Trusted Insurance Partners

Britam Jubilee APA CIC ICEA Lion Old Mutual Definite Assurance Kenindia Insurance AMACO Insurance AAR Insurance Kenya Kenya Orient Insurance Monarch Insurance Britam Jubilee APA CIC ICEA Lion Old Mutual Definite Assurance Kenindia Insurance AMACO Insurance AAR Insurance Kenya Kenya Orient Insurance Monarch Insurance

Education Plans

Give your child the best start in life with a guaranteed education fund. Our plans ensure that your child's school fees are covered from primary through to university, even if you are not there.

  • Guaranteed lump sum at maturity to pay school fees
  • Flexible payment terms – monthly, quarterly, annually
  • Life cover – if the parent passes away, the policy continues and pays out
  • Bonuses and interest added annually
  • Tax benefits on premiums paid
  • Can be used for primary, secondary, and university education
  • Partial withdrawals allowed for urgent school needs
  • School Fees – full tuition coverage at maturity
  • All Levels – primary, high school, university
  • Parent Life Cover – continues if parent dies or is disabled
  • Investment Growth – competitive returns
  • Partial Withdrawals – access funds before maturity

Savings & Investment Plans

Build wealth while protecting your loved ones. Our savings and investment life insurance plans help you grow your money steadily while ensuring your family is financially secure if something happens to you.

  • Guaranteed returns with annual bonuses
  • Flexible contribution amounts and frequency
  • Life cover included – beneficiaries receive a lump sum
  • Loan facility against the policy after a minimum period
  • Ideal for future projects: land purchase, home construction, business startup
  • Tax‑free maturity benefits
  • Regular Savings – disciplined wealth accumulation
  • Guaranteed Returns – plus annual bonuses
  • Life Protection – death benefit for family
  • Loans – borrow against your policy
  • Tax Benefits – on maturity and death benefits

Retirement Plans

Plan for a comfortable retirement with our pension and annuity solutions. Whether you are self‑employed or employed, we help you build a retirement fund that guarantees a steady income in your golden years.

  • Regular contributions that build your retirement pot
  • Flexible retirement age (usually 50‑65 years)
  • Lump sum or monthly pension payment options
  • Life cover and disability benefits included
  • Tax relief on contributions (up to KES 240,000 per year)
  • Portability – you keep your fund when you change jobs
  • Guaranteed minimum return
  • Retirement Income – monthly pension for life
  • Tax Benefits – contributions are tax‑deductible
  • Disability Cover – if you can't work, the fund pays out
  • Death Benefit – lump sum to beneficiaries
  • Portability – transfer between employers

Life Cover (Term & Whole Life)

Protect your family's financial future with pure life insurance. In the event of your death or critical illness, your beneficiaries receive a lump sum payment to help them maintain their standard of living.

  • High sum assured for comprehensive family protection
  • Critical illness cover (optional) – pays out on diagnosis of specified diseases
  • Accidental death benefit – double payout in case of accident
  • Flexible premium payment terms
  • Tax‑free death benefit
  • Can be used as collateral for loans
  • Death – lump sum to beneficiaries
  • Critical Illness – pays on diagnosis of cancer, stroke, heart attack, etc.
  • Accidental Death – double indemnity
  • Total & Permanent Disability – full payout if disabled
  • Funeral Expenses – immediate cash to cover burial costs

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Why Choose Jaybi for Life Insurance

We compare policies from 12+ leading insurers to find you the best plan for your future.

Compare 12+ Insurers

Access quotes from Kenya's top life insurance companies in one place.

Personalized Advice

We recommend plans based on your unique goals, family size, and budget.

Affordable Premiums

Flexible payment plans to suit your income – monthly, quarterly, or annually.

Quick Policy Setup

Most policies are activated within hours of application and payment.

Frequently Asked Questions

Everything you need to know about life insurance.

Term life covers you for a specific period (e.g. 10, 20 years) and pays out only if you die during that term. Whole life covers you for your entire life and includes a savings component that builds cash value.

Yes, you can name any person (including children) as a beneficiary. If the beneficiary is a minor, a guardian or trustee will manage the payout until they reach adulthood.

Some plans require a medical exam, but we also have non‑medical life insurance options with simplified underwriting. Your advisor will guide you.

Absolutely. Many people combine an education plan, a retirement plan, and a life cover policy to meet different needs. We'll help you structure the right combination.

Most plans have a grace period (usually 30 days). If you stop permanently, the policy may lapse, but you may be entitled to a paid‑up value or surrender value depending on how long you've paid.

Yes, premiums for retirement and education plans qualify for tax relief up to KES 240,000 per year. Our advisors will explain the details.

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